Payroll Deductions

Gross Income (monthly average)
Taxes
Savings Plan
Other (medical, dental, etc.)
Total Payroll Deductions
Net Income minus Deductions

Expenses

Personal Savings (pay yourselves first)
Housing (rent or mortgage, etc.)
Utilities
Home Maintenance (laundry, toiletries, upkeep)
Transportation (purchase, lease, or public)
Auto Upkeep (gas, insurance, license, etc.)
Food (groceries + dining out)
Clothes
Books, Periodicals, Online Services
Entertainment (TV, movies, CD's, vacation)
Debt Repayment (credit card, school, etc.)
Other Expenses
Total Expenses
Net Income Minus All Expenses